Tag: employer healthcare

ERISA’s Next Battlefield: Voluntary Benefits Lawsuits, Broker Commissions, and Fiduciary Exposure (Ep. 42)

ERISA’s Next Battlefield: Voluntary Benefits Lawsuits, Broker Commissions, and Fiduciary Exposure (Ep. 42)

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Voluntary benefits. ERISA exposure. Data transparency.

In this episode of The Benefit Whisperer, Ralph Weber welcomes back ERISA attorney Julie Selesnick to discuss three legal developments reshaping employer-sponsored health plans:

  1. The rise of voluntary benefit lawsuits targeting employers and brokers

  2. Why the Mayo Clinic case survived dismissal—and what it signals for plan sponsors

  3. How carriers and TPAs restrict access to claims data employers are legally entitled to

Julie explains why fiduciary responsibility doesn’t disappear when benefits are “voluntary,” how plan documents and vendor contracts create real liability, and what employers must do now to reduce risk.

A must-listen for CFOs, HR leaders, brokers, and anyone responsible for plan governance.

The Benefit Whisperer

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www.thebenefitwhisperer.com

ralph@thebenefitwhisperer.com

(832) 924-3330

$11M on a $996K Bill? Dave Chase of Health Rosetta Unpacks the Hidden Trap (Ep. 17)

$11M on a $996K Bill? Dave Chase of Health Rosetta Unpacks the Hidden Trap (Ep. 17)

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Most employers have no idea what’s really driving their skyrocketing healthcare costs, and it’s not just medical inflation. It’s the contracts they’ve already signed.

In this episode of The Benefit Whisperer, Ralph Weber sits down with Dave Chase, founder of Health Rosetta, to uncover the hidden clauses and incentives that enrich insurers, PBMs, and hospital systems at the expense of your people and your bottom line.

You’ll learn:

  • How one employer paid $4 million on a bill originally priced at $996,000, all because of contract loopholes

  • Why anti-steerage clauses prevent you from guiding employees to safer, higher-value care

  • How access to your own data is the single biggest predictor of plan performance

  • The dirty truth behind PBM rebates, offshore GPOs, and the 50+ revenue streams you never see

  • What it takes to cut your per employee costs by 35%, without compromising care

If you’re a CEO, CFO, HR leader, or benefits advisor ready to stop feeding a system that’s rigged against you, this is the episode to hear.

🔍 Learn more at thebenefitwhisperer.com

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Connect with Ralph Weber
LinkedIn: Ralph Weber
Email: ralph@thebenefitwhisperer.com

Connect with Dave Chase
Health Rosetta: healthrosetta.org
LinkedIn: Dave Chase