How Insurance Ate Healthcare: A Century of Healthcare Mistakes (Ep. 37)
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In this first episode of a multi-part series, Ralph Weber breaks down how insurance swallowed American healthcare over the past 100 years. From pre-payment plans at Baylor Hospital to today’s PPO networks and charge master games, Ralph takes you through the legislation, incentives, and policy decisions that created today’s broken system.
Learn how hospitals got hooked on guaranteed payments, how WWII wage freezes helped launch employer insurance, and why Americans no longer know what healthcare actually costs.
00:00 Introduction to Healthcare and Insurance
03:12 The Evolution of Healthcare Financing
05:49 The Impact of World War II on Healthcare
10:35 The Rise of Employer-Sponsored Insurance
15:40 The Fragmentation of Healthcare Regulation
20:26 The Emergence of Managed Care
25:20 Conclusion and Future Discussions
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📧 ralph@thebenefitwhisperer.com